DiE: Jurnal Ilmu Ekonomi dan Manajemen

THE IMPACT OF SOCIAL ENVIRONMENT, LIFESTYLE, AND LOCUS OF CONTROL ON STUDENTS' FINANCIAL LITERACY

khusnul khotimah — 2025-08-28

Financial literacy is an essential skill that students must possess to face financial challenges in the modern era. This research aims to analyze the influence of social environment, lifestyle, and locus of control on the financial literacy of students from the Faculty of Economics and Business at Muhammadiyah University of Palopo, class of 2021–2023, totaling 843 students. The sample was determined using the Slovin formula, resulting in 90 samples selected through proportional random sampling. Data were collected through the distribution of questionnaires and analyzed using multiple linear regression to determine the extent to which independent variables affect students' financial literacy. The findings indicate that social environment, lifestyle, and locus of control significantly influence financial literacy, both partially and simultaneously. he regression analysis results show that lifestyle (β = 0.617, p < 0.01) and locus of control (β = 0.631, p < 0.01) are the most dominant factors influencing financial literacy, while the overall model explains 83.9% (R² = 0.839) of the variance in students' financial literacy.

ANALYSIS OF LEARNING SERVICE QUALITY AND ORGANIZATIONAL COMMITMENT TOWARDS STUDENTS' LOYALTY IN PRIVATE HIGHER EDUCATION (PTS) IN ACEH PROVINCE THROUGH STUDENT SATISFACTION AS AN INTERVENING VARIABLE

Ikbal Ramzani P — 2025-08-28

The development of educational services provided by educational institutions or institutions today is interesting to study. The purpose of the study was to determine the effect of learning service quality, organizational commitment on student loyalty, through student satisfaction as an Intervening at PTS in Aceh province. The type of research used is quantitative. The sample in the study was 50 students from Abulyatama University, 50 students from the Muhammadiyah University of Aceh and 50 students from the Veranda of Mecca. From the results of the research that researchers obtained from SmartPLS data processing, each variable had a significant influence on service quality and organizational commitment to student loyalty. Student satisfaction is proven to have a significant moderate effect (intervening) between the relationship between service quality and student loyalty, so this hypothesis is accepted. So it can be concluded that each independent variable and dependent variable are influenced by the moderating variable..

THE EFFECT OF EMOTIONAL INTELLIGENCE, INTERPERSONAL COMMUNICATION, CAREER DEVELOPMENT ON LECTURERS' PERFORMANCE MODERATED BY LECTURERS' ACHIEVEMENT MOTIVATION IN DPK IN LLDIKTI REGION 7 EAST JAVA

Suyono Suyono Suyono — 2025-08-28

The purpose of this study is to prove and analyze the influence of Emotional Intelligence, Interpersonal Communication, Career Development and the influence of Achievement motivation as a moderating variable on the relationship between Career Development and Lecturer Performance of DPK LLDIKTI Region 7 East Java, with a sample size of 278 and a data collection method using a Questionnaire. Data analysis used AMOS version 25. The results showed that Emotional Intelligence had no significant effect on Career Development. Emotional Intelligence had a significant effect on Lecturer Performance. Interpersonal Communication had no significant effect on Career Development. Interpersonal Communication had no significant effect on Lecturer Performance. Career Development had no significant effect on Lecturer Performance. Achievement motivation positively moderated the relationship between competence and Lecturer Performance of DPK LLDIKTI Region 7 East Java. Achievement motivation positively moderated the relationship between Career Development and Lecturer Performance of DPK LLDIKTI Region 7 East Java. Suggestions for further research are to use qualitative methods, and/or use different sample populations for insignificant research results.

THE STRATEGY OF THE BARELANG POLICE WATER AND AIR UNIT (SATPOLAIRUD) THROUGH PERSONNEL APPROACH TO ACHIEVE MARITIME SECURITY

R. Moch Dwi Ramadhanto — 2025-08-28

Persistensi insiden maritim di wilayah hukum Polresta Barelang pada tahun 2024, yang mencakup tiga kasus keimigrasian, dua pelanggaran kepabeanan, dan sepuluh kecelakaan laut, menyoroti tantangan keamanan maritim yang terus berlangsung dan menuntut respons organisasi yang adaptif serta andal. Penelitian ini bertujuan untuk menganalisis kondisi personel, mengidentifikasi faktor-faktor yang memengaruhi, serta merumuskan strategi guna mengoptimalkan kinerja Satuan Polisi Perairan dan Udara (Satpolairud) Polresta Barelang. Pendekatan kualitatif digunakan dalam penelitian ini dengan teknik pengumpulan data berupa dokumentasi dan wawancara semi-terstruktur kepada enam informan kunci yang dipilih melalui purposive sampling. Dokumentasi mencakup kajian literatur, buku, serta arsip organisasi yang relevan dengan keamanan maritim. Analisis data dilakukan menggunakan perangkat lunak NVIVO untuk mengidentifikasi tema, hubungan antar variabel, serta mengeksplorasi pola di antara informan dan isu strategis. Hasil penelitian menunjukkan bahwa meskipun personel Satpolairud menunjukkan disiplin dan dedikasi yang tinggi, mereka menghadapi tantangan dalam hal keterbatasan jumlah personel dan kurangnya kompetensi teknis di bidang kemaritiman. Faktor internal seperti kurangnya pelatihan lanjutan dan minimnya jumlah personel diidentifikasi sebagai kelemahan utama. Faktor eksternal, termasuk dukungan dari pemerintah pusat, kolaborasi antar lembaga, serta ancaman maritim yang terus berkembang, juga berpengaruh signifikan terhadap kinerja. Analisis SWOT menghasilkan beberapa strategi seperti peningkatan program pelatihan bersertifikat, penempatan personel berdasarkan latar belakang teknis, serta penguatan interoperabilitas dengan instansi maritim lainnya. Kesimpulannya, peningkatan kapabilitas Satpolairud Barelang memerlukan pengembangan personel yang komprehensif melalui pelatihan berkelanjutan, sistem rekrutmen yang ditingkatkan, dan sinergi kelembagaan untuk menghadapi tantangan keamanan maritim yang semakin kompleks.

THE STRATEGY OF BAKAMLA RI WESTERN ZONE THROUGH PERSONNEL APPROACH TO SUPPORT MARITIME SECURITY OF THE REPUBLIC OF INDONESIA

Muhammad Avessina — 2025-08-28

Badan Keamanan Laut Republik Indonesia (Bakamla RI) memiliki tugas pokok menyelenggarakan patroli keamanan dan keselamatan di wilayah perairan Indonesia dan wilayah yurisdiksi Indonesia, guna mewujudkan sistem keamanan laut yang terpadu dan efektif. Bakamla RI pada tahun 2023 menghadapi tantangan serius dalam pengamanan wilayah perairan, terbukti dari tingginya jumlah kasus kejahatan maritim yang mencapai 253 insiden, termasuk illegal fishing (44 kasus), penyelundupan narkoba (39 kasus), penyelundupan hewan (34 kasus), dan human trafficking (34 kasus). Kondisi ini menunjukkan adanya celah dalam efektivitas pengawasan dan penegakan hukum maritim di wilayah tersebut. Penelitian ini bertujuan untuk menganalisis kondisi personel Zona Barat Bakamla RI, mengidentifikasi faktor-faktor yang mempengaruhi kinerja, serta merumuskan strategi optimalisasi kinerja melalui pendekatan analisis SWOT. Metode pengumpulan data yang digunakan meliputi dokumentasi, wawancara semi terstruktur dengan informan kunci yang dipilih secara purposive, serta analisis data menggunakan perangkat lunak NVIVO untuk pengolahan kualitatif dan SWOT untuk analisis strategi. Hasil penelitian menunjukkan bahwa jumlah personel saat ini hanya mencapai 48% dari kebutuhan ideal, yang berdampak pada tingginya beban kerja dan menurunnya efektivitas respons terhadap ancaman maritim. Selain itu, keterampilan teknis personel dalam mengoperasikan teknologi canggih seperti radar, AIS, dan drone menjadi faktor penentu dalam keberhasilan pengawasan laut. Berdasarkan analisis SWOT, strategi W-O (Weaknesses-Opportunities) dipilih sebagai strategi utama untuk memperkuat kinerja, yakni melalui percepatan rekrutmen dan pelatihan SDM berbasis teknologi serta pemanfaatan kerja sama internasional dan e-learning guna menjangkau personel di wilayah terpencil. Strategi ini dinilai mampu menjawab tantangan internal sekaligus memanfaatkan peluang eksternal untuk meningkatkan kapasitas operasional Bakamla di Zona Barat secara berkelanjutan.

Subsidized Fuel is Not for Criminals Ditpolairud Central Java’s Aggressive Tactics to Stop the Abuse

Faisal Akbar — 2025-08-28

The misuse of subsidized fuel (BBM) in the fisheries sector is a recurring issue in Indonesia, including in the coastal waters of Central Java. Fuel subsidies, which are intended to assist fishermen by reducing operational costs, are frequently misappropriated, resulting in state losses, threats to natural resource sustainability, and social injustice. This study aims to analyze the law enforcement efforts by the Marine Police Directorate (Ditpolairud) of the Central Java Regional Police in addressing the misuse of subsidized fuel, identify the internal and external factors influencing their performance, and formulate effective strategies for criminal investigations. This research employs a descriptive qualitative approach, using semi-structured interviews, field observations, and document analysis. The study’s informants consisted of officials and personnel from Ditpolairud Central Java, selected through purposive sampling. Data were analyzed using NVIVO software, applying a grounded theory approach through stages of open coding, constant comparison, and focused coding to identify thematic categories. The findings reveal that internally, Ditpolairud possesses strengths such as effective case handling and clear regulations, yet faces weaknesses including limited personnel, inadequate infrastructure, and insufficient legal socialization. Externally, the opportunities that can be leveraged include growing public legal awareness and the use of technology, while the threats comprise socio-economic conditions, weak inter-agency coordination, and the emergence of new violation methods. The proposed strategies include enhancing investigator capacity, strengthening coordination, utilizing technology, and ensuring sufficient resource support. This research is expected to contribute to policy improvements and enhance the effectiveness of law enforcement against the misuse of subsidized fuel, thereby promoting justice and sustainability in the fisheries sector.