PENGAWASAN TERHADAP PERLINDUNGAN HUKUM KONSUMEN PERBANKAN OLEH OTORITAS JASA KEUANGAN DI KOTA PADANG
Abstract
Supervison against banking industry not only supervise by Supervision aouthority, nevertheless have to completely by internal dan discipline supervision. Nessecity about regulation colleration with bank supervision about conduct business supervision to focus safety consument as for client cause cheating dan unfair that possibility happen against conduct for businessmen in financial sector. Market conduct is businessmen behaviour in financial sector for design, arrangement,and giving a information, supplying, making a agreement to product and service and dispute settlement and complain help. Research result to explain so, protection against bank consument to basically with contract or agreement and law enforcement via litigation or non-litigation. After that, Implementation against law protection for consument steady to supervision if some financial aouthority have obstacle or difficult to improving a performance by standart parameter. And then, Human Resource in Financila Authority Republic of Indonesia have problem and also huge pressure in task of OJK in beside of micro prudential supervision and also Conduct Business Supervision
Downloads
References
AGUSTINI, SELI, ‘PEMAHAMAN MASYARAKAT KOTA BENGKULU TERHADAP FUNGSI DAN TUGAS OTORITAS JASA KEUANGAN (OJK) DALAM PENGAWASAN DAN PERLINDUNGAN KONSUMEN’ (IAIN BENGKULU, 2019)
Alamanda, Asri Elies, and Darminto Hartono, ‘Perlindungan Konsumen Atas Pencabutan Izin Usaha BPR Oleh Otoritas Jasa Keuangan’, Journal of Judicial Review, 23.1 (2021) <https://doi.org/http://dx.doi.org/10.37253/jjr.v23i1.4361>
Berlianti, Made Melda, and Suatra Putrawan, ‘URGENSI PERLINDUNGAN HUKUM BAGI KONSUMEN TERHADAP RISIKO GAGAL BAYAR DALAM PEER TO PEER LENDING AKIBAT PANDEMI COVID-19’, Kertha Semaya, 9.8 (2021) <https://doi.org/https://doi.org/10.24843/KS.2021.v09.i08.p10>
DISYA, THALIA SARMAN, ‘PENYELESAIAN SENGKETA PERBANKAN SECARA MEDIASI PADA BADAN PENYELESAIAN SENGKETA KONSUMEN (Studi Pada Badan Penyelesaian Sengketa Konsumen (BPSK) Kota Padang)’ (Universitas Andalas, 2014)
Dunne, J.M. van, and van der Burght, Perbuatan Melawan Hukum, ed. by KPH Hapsoro Jayaningprang (Jakarta: Dewan Kerja Sama Ilmu Hukum Belanda dengan Indonesia-Proyek Hukum Perdata, 1988)
Hadad, Muliman Dharmansyah, Peningkatan Literasi Dan Akses Keuangan Masyarakat Untuk Mendukung Terciptanya Stabilitas Sistem Keuangan Dan Peningkatan Kesejahteraan Masyarakat, Dies Natalis Universitas Andalas Ke 57 (Padang, 2013)
HARAHAP, SANDI SAPUTRA, ‘PERATURAN OTORITAS JASA KEUANGAN TERHADAP PERLINDUNGAN KOSUMEN PENGGUNA JASA PERBANKAN (Studi Kasus Kantor Otoritas Jasa Keuangan Kr 5 Cabang Medan, Sumut)’ (UNIVERSITAS ISLAM NEGERI SUMATERA UTARA, 2019) <http://repository.uinsu.ac.id/7206/1/SKRIPSI DIII SANDI SAPUTRA HRP.pdf>
Hasan, Hasbi, ‘Efektivitas Pengawasan Otoritas Jasa Keuangan Terhadap Lembaga Perbankan Syariah’, Jurnal Legislasi Indonesia, 9.3 (2012)
Indonesia, Bank, ‘LIKE IT, DORONG LITERASI KEUANGAN PERKUAT EKONOMI NASIONAL’, Www.Bi.Go.Id, 2021 <https://www.bi.go.id/id/publikasi/ruang-media/news-release/Pages/sp_2318921.aspx> [accessed 11 November 2021]
Keuangan, Otoritas Jasa, ‘Layanan Pengaduan Konsumen Di Sektor Jasa Keuangan’, Www.Ojk.Go.Id, 2015 <https://www.ojk.go.id/id/regulasi/Pages/Layanan-Pengaduan-Konsumen-di-Sektor-Jasa-Keuangan.aspx>
———, ‘STRATEGI PERLINDUNGAN KONSUMEN KEUANGAN’, Www.Ojk.Go.Id, 2017 <https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Documents/Pages/Strategi-Perlindungan-Konsumen-Keuangan-Tahun-2013-2027/Strategi Perlindungan Konsumen Keuangan %28SPKK%29.pdf>
Kusnadi, Sekaring Ayumeida, ‘PERLINDUNGAN HUKUM DATA PRIBADI SEBAGAI HAK PRIVASI’, AL WASATH Jurnal Ilmu Hukum, 2.1 (2021), 9–16 <https://doi.org/10.47776/alwasath.v2i1.127>
Lange, Thomas A., Internet Banking (Wiesbaden: Gabler Verlag, 1998) <https://doi.org/10.1007/978-3-322-84622-8>
Macho-Stadler, Ines, and J. David Perez-Castrillo, An Introduction to the Economic of Information (Oxford: Oxford University Press Inc, 2001)
Masyitoh, ‘PERANAN OTORITAS JASA KEUANGAN (OJK) DALAM PENGAWASAN PERBANKAN SYARIAH DI KOTA JAMBI’ (Universitas Islam Negeri Sulthan Thaha Saifudin, 2018) <http://repository.uinjambi.ac.id/307/1/SKRPSI - Masyithoh AB.pdf>
Miru, Ahmadi, and Sutarman Yodo, Hukum Perlindungan Konsumen (Jakarta: Raja Grafindo Persada, 2004)
Musyaffa, Numan, and Ricki Sastra, ‘Fakultas Teknologi Informasi ,Universitas Bina Sarana Informatika’, Jurnal Khatulistiwa Informatika, 7.1 (2019) <https://doi.org/10.31294/jki.v7i1.5742>
Nasution, Bismar, ‘Pelaksanaan Prinsip Keterbukaan Dalam Pasar Modal: StudiMengenai Penentuan Fakta Materiel Dan Pebuatan Yang Menyesatkan’, Program Pascasarjana Fakultas Hukum Universitas Indonesia, 2001 <https://lib.ui.ac.id/file?file=pdf/abstrak-20277432.pdf>
Ng, Paulus Jimmytheja, Jemmy Rumengan, Fadlan Fadlan, and Idham Idham, ‘EKSISTENSI OTORITAS JASA KEUANGAN DALAM MEMBERIKAN PERLINDUNGAN HUKUM KEPADA PEMEGANG POLIS ASURANSI’, Jurnal Ius Constituendum, 5.2 (2020), 196 <https://doi.org/10.26623/jic.v5i2.2308>
Palilati, Rati Maryani, ‘PERLINDUNGAN HUKUM KONSUMEN PERBANKAN OLEH OTORITAS JASA KEUANGAN’, Jurnal IUS Kajian Hukum Dan Keadilan, 5.1 (2017), 49 <https://doi.org/10.29303/ius.v5i1.414>
Pesulima, Theresia Louize, Jenny Kristiana Matuankotta, and Sarah Selfina Kuahaty, ‘Perlindungan Konsumen Terhadap Peredaran Produk Kesehatan Ilegal Di Era Pandemik Covid-19 Di Kota Ambon’, SASI, 27.2 (2021), 160 <https://doi.org/10.47268/sasi.v27i2.453>
Pramono, Nindyo, Hukum Perbankan Suatu Kajian Dari Perspektif Hukum Ekonomi, Makalah Penataran Hukum Perdata Dan Ekonomi Seluruh Indonesia, 2000
Saptomo, Ade, Pokok-Pokok Metodologi Penelitian Hukum Empiris Murni: Sebuah Alternatif (Jakarta: Universitas Trisakti, 2009)
Sitompul, Zulkarnain, ‘Perlindungan Dana Nasabah Bank: Pemikiran Tentang Pendirian Lembaga Penjamin Simpanan Di Indonesia’ (Universitas Indonesia, 2000)
Suci, Indhira Kharisma, Budiharto, and Sartika Nanda Lestari, ‘TANGGUNG JAWAB BANK TERHADAP PEMBLOKIRAN UANG DALAM REKENING NASABAH SECARA SEPIHAK (KASUS : PUTUSAN No.638/PDT.G/2011/PN.JKT.SEL)’, Diponegoro Law Journal, 6.2 (2017) <https://ejournal3.undip.ac.id/index.php/dlr/article/view/17226/16484>
Thariq, Muhammad, Sukirno, and Paramita Prananingtyas, ‘PELAKSANAAN PENGAWASAN ASURANSI JIWASRAYA OLEH OJK PROVINSI SUMATERA BARAT DI KOTA PADANG’, Notarius: Jurnal Studi Kenotariatan, 13.1 (2020) <https://doi.org/https://doi.org/10.14710/nts.v13i1.29167>
Viswari, Vijayetta Sriratih, Nella Hasibuan O’leary, and Desak Gde Dwi Arini, ‘Penyelesaian Wanprestasi Antara Bank Dan Nasabah Melalui Mediasi Di BPR Werdhi Sedana Gianyar’, Jurnal Analogi Hukum, 3.2 (2021), 201–5 <https://doi.org/10.22225/ah.3.2.2021.201-205>
Authors who publish with Jurnal Hukum Bisnis Bonum Commune agree to the following terms:
- Authors transfer the copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access)