MODEL FINANCIAL QUOTIENT YANG DITERAPKAN PADA PENGHASILAN BURUH PT. MASPION SURABAYA
Abstract
Global crisis that happened between 2008 - 2009 year affecting at real sector and unemployment ( PHK). Affect to real sector can be seen from two aspect that is downhill of it order of client so that many company of difficulty to market its product which finally have to doefficiency for last living on of increase inflation and also difficulty of working capital so that result industry in real sector become to depress, if the situation long draw out hence will weaken company endurance and will induce at possibility to do PHK employees for the shake of lessening company burden. Condition of crisis like this is very difficult to look for work added again requirement of life which more and more high hence will emerge an expectation to free from the problem of finance. So that the key is brooding of someone in arranging finance to a period to now and future. Result of done research at labour of PT. Maspion Surabaya can be explained that most labour can be told is not smart financial because most responden still get subsidy of old fellow and owe to fulfill requirement of his life.
Keyword         : Financial Quotient, Earnings, Expenditure.Downloads
References
Ghozali Imam (2005), Analisis Multivariate SPSS, edisi 3, Semarang.
Hanafi, Mamduh.M (2004), Manajemen Keuangan, BPFE-Yogyakarta, Yogyakarta.
Husnan Suad (1998), Manajemen Keuangan Teori dan Penerapan, edisi 4, Yogyakarta.
Majalah FEMINA edisi No. 02/XXXVI
Majalah MARKETING & diterbitkan pada Edisi Khusus/II/2007.
Majalah SWA (2004), edisi Juli.
Nunnaly, J. 1967. Psychometric Method. New York. McGraw-Hill.
Sartono Agus (2001), Manajemen Keuangan dan Teori Aplikasi, BPFE, Yogyakarta.
Suherman Rosyidi (2003), Teori Ekonomi Mikro, Jakarta.
Supriyono Iman (2007), Penerapan Financial Quotient, Surabaya.
Tampubolon, Manahan (2005), Manajemen Keuangan, Ghalia Indonesia, Bogor.
www.kecerdasanfinansial.com/NinikD/1996
www.hariankompas.com
www.cerdaskeuangan.com
www.financialquotient.com
The author who will publish the manuscript at DiE: Jurnal Ilmu Ekonomi dan Manajemen, agree to the following terms:
1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution ShareAlike License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories, pre-prints sites or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater dissemination of published work