KONSEP KESEIMBANGAN DALAM EKONOMI SYARIAH: SOLUSI TERHADAP KESENJANGAN SOSIAL EKONOMI ERA KAPITALISME DIGITAL

Abstract

Digital capitalism has significantly widened socio-economic disparities, with wealth and
market power concentrated in the hands of a handful of global players. This system has failed
to create distributive justice, thus making the problem of inequality increasingly acute and
requiring paradigmatic solutions. The purpose of this research is to describe and analyze the
concept of balance (tawazun) in Islamic economics: a solution to socio-economic disparities in
the era of digital capitalism. This research uses a qualitative approach through library research
methods. The data collection stage is carried out systematically through documentation
methods. The results show that: 1). The deconstruction of digital capitalism is that digital
capitalism has formed an oligopoly system in which a handful of giant platforms control digital
data and infrastructure, creating structural inequalities through the attention economy and gig
models that exploit labor. This inequity is not a systemic flaw, but rather an inherent feature of
the logic of capital accumulation in the digital era. 2). The concept of tawazun in Islamic
economics offers a holistic paradigm of balance that rejects inequality through three pillars:
balance of ownership with the ZISWAF instrument (Zakat, Infaq, Sedekah, and Waqf), market
balance with the prohibition of usury and monopoly, and balance of values with the principle
of benefit as the ultimate goal. 3). The integration of the tawazun concept into the digital
ecosystem is realized through a digital Islamic cooperative platform, profit-sharing-based
fintech, and the use of digital ZISWAF for equitable access. At the regulatory level, the
principles of data sovereignty and Islamic algorithm ethics are proposed, as well as Islamic
digital economic literacy to empower communities.